Ralph Osborne

Ralph attended the University of Tennessee, received a BS from Lee University, and a Masters Degree from Salisbury University. He has taught high school, been a coach, counselor, vice principal, and principal.  As supervisor of instruction for Wicomico County Board of Education, Ralph was responsible for teacher training and curriculum development.

Linked with his love for teaching, Ralph has been providing financial guidance to individuals, families, and businesses for over 30 years.  He believes the greatest education is the one not taught in our public schools…… life experience!

Ralph and his wife, Beth, have been married for over 48 years and have one son-in-law and daughter, along with two beautiful grandchildren. He is active in his local church, and has received numerous civic awards for his years of community involvement. With the heart of a teacher and more than thirty five years of financial experience,  Ralph and Osborne Financial Group, LLC are located in Salisbury, Md.